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Time for a Debt Settlement Letter?
Don't Cry Over Spilled Milk!
Financial stress can be a huge problem in life. If you've had to send out a debt settlement letter or two or if you are in the process of dealing with an aggressive collections agency, then it is likely that things are not going that well.Collections agencies can be ruthless in how they try to get you to pay up. I once knew someone with debt problems and the collections agency had her number on speed dial. The agent would make daily calls and either pretend to be her best friend in order to get information out of her or else the calls would be abusive and cruel and use the information against her. It was usually the same agent, but occasionally, someone else would call and the whole thing would begin again. This went on for years and she was powerless to change it because she didn't know her rights and she had neither the money to pay the debt nor the knowledge to come up with a way to change her situation and find the money. The mail was also cruel to her. The average collections letter or debt settlement letter that she received was rude and intimidating. This poor woman spent much time in tears and she was in very bad shape from a health perspective. The vicious cycle of her life was very sad to see. Her finances were a mess, her marriage was a mess, and her health was a disaster. Her only saving grace was a reasonable housing arrangement and a very supportive family. Thankfully, because of her support systems, she was able to provide a reasonable level of care for her children. This woman also had an indomitable will, which served her very well. Others are not quite so lucky. The stress that they feel as a result of their financial mess often leads to addictions, which, of course, only makes a financial problem even worse. But, there is another choice. Solving a financial wellness challenge is like solving any other problem. It takes increasing your knowledge and your awareness and it takes learning some new skills. With the right blend of wellness tools, anyone can solve any problem, no matter how low the starting point. So if you get a debt settlement letter or collections letter in the mail, don't freak out because there are lots of options open to you.
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"Taking Back Control Today!"
SO, WHAT'S THESTORY ON STRESS?
STRESS is out of control! In fact, life is out of control! Effective stress management and problem solving skills may be the only thing that will keep your head above water in the next decade. It really is becoming quite serious and so should be taken very seriously. What is your plan for the next decade? Or, will you let stress win?
Maybe you thought life was crazy in the first decade of the 21st century. Unfortunately, it's only going to get worse. Experts predict 10 years of economic devastation before things improve. A whole bunch of economic factors are coming together all at the same time and the results of this trend will not be for the weak-hearted.
Your stress management skills and life coping skills may well be a key factor in deciding who wins and who loses. And, I don’t mean the lottery! I am talking about health & wellness. Poor stress management leads to serious illness.
In the past 30 years, chronic degenerative disease (CDD) has been on the rise. Cancer, Heart Disease, Diabetes, Asthma, Arthritis, Fibromyalgia, Chrohn’s and Depression are just a few of the 200+ chronic degenerative diseases that experts say are directly caused by stress. We are fighting for our lives. How much more stress can any of us really take?
But, there is hope! Achieving and maintaining wellness is more than possible. So, come with us to learn everything YOU need to know in order to take back control of your health and your life.
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