Personal Money Problems
Just A Puzzle To Be Solved.
Money Worries High on Stressors List
Money problems and worries are usually high on the list of stressors in most peoples' lives. Like any cause of stress, general financial stress can only hold power over you if you let it. You may read this and say that the whole thing is not so simple, but it really is very simple.We hear and read all kinds of news reports these days about foreclosures and layoffs and impending doom and economic catastrophe. It's all true, very true. But how does the global financial crisis connect with our personal situation? The reality is that personal debt has been growing and personal savings have been dropping for 25 years. None of this is new. In the financial party of the 1990s and the first 10 years of the new century, people had just as many financial problems as they do today. Personal money problems have very little to do with the rest of the world. Debt is a choice. Choosing not to balance your bank book is a choice. Buying a $5.00 coffee each day instead of making your own at home is a choice. It's not a question of whether the world is falling apart, it's a question of what is each person going to do, individually, to break apart their own money problems to understand them better and begin to solve the puzzle one piece at a time. Losing control financially didn't happen overnight, and getting back in control isn't going to happen that way either. It's the same way with weight loss and illness and any other stressors that has been building for several years. When you bake a cake, the recipe usually calls for a little of this and a little of that. Then you cook it and ice it and it's a beautiful thing. Solving a financial wellness challenge is no different. Maybe the correct recipe includes a lot of different ingredients. Maybe you need a little restraint, a little knowledge, a couple of new income sources, a touch of humility to take those bottles back, and other items. The truth is that with a plan, some knowledge and the right blend of tools and energy, you can solve any problem ever created. You just have to decide you want to solve it. Do you want to wallow in self pity with debt, fear, low income and the wrong job or do you want to slowly get back in control of your financial wellness? It's your choice.
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